Reptilian brain · Urgency & Deception Tactics

Concealment of Costs

Hiding fees, penalties and conditions until the buyer is committed — in the fine print, at the last checkout step, or after signature; the buyer prices the headline, not the total.

An everyday example

A 'free' account whose overdraft fee, inactivity charge and early-exit penalty are on page 14.

What it can cost you

Buying on a headline price that is not the price.

Warning signs

  • I know the monthly price and nothing else.
  • The fees were in a document I did not open.

One thing to do

Ask for the all-in cost over the full term in writing before you agree to anything; if it cannot be produced, the answer is no.

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